
Viktig information om AlphaSave ändringar:
Förslag om ändring av försäkringsvillkor för AlphaSave: Den 1:a april 2021 ändrades Svensk lag (En utvidgad rätt till återköp och flytt av fond- och depåförsäkringar), lagen ändrades ytterligare från 1:a juli 2022. Ändringen i lagen innebär att det nu finns begränsningar på de belopp och typer av avgifter som försäkringbolag som Aviva kan dra av från de pengar som ni tar ut ifrån er AlphaSave-försäkring. Dina försäkringsvillkor hänvisar till dessa avgifter som Återköpsavgifter.
Som ett resultat av lagändringen, och för våra kunders bästa intresse, så har Aviva bestämt att försäkringsvillkoren för AlphaSave ändras och alla Återköpsavgifter tas bort med omedelbar verkan. Detta tillämpas när du tar ut pengar antingen genom del- eller fullt återköp. Detta är mer än vad den Svenska lagen kräver.
Som en del av ändringen i lagen så finns det två skillnader, beroende på när din AlphaSave-försäkrings startade:
Försäkringar som startades på eller efter 1:a juli 2007: Om du har gjort återköp eller uttag på din försäkring sedan 1:a april 2021 och din försäkring startade på eller efter 1:a juli 2007 så kommer vi lägga till lämpligt nummer av fondandelar till er försäkring för att ersätta er för eventuell återköpsavgift som har dragits.
Försäkringar som startades före 1:a juli 2007: Om din försäkring startade före 1:a juli 2007 så är du endast berättigad ersättning om du återköpte/tog ut pengar på eller efter 1:a juli 2022. Om detta är fallet så kommer vi lägga till lämpligt nummer av fondandelar till er försäkring för att ersätta er för eventuellt återköpsavgift som har dragits.
Återköpta försäkringar – Om du har återköpt din försäkring och har påverkats av återköpsavgiften så kommer Aviva kontakta dig angående vad som händer härnäst. Detta då det inte är möjligt att återinföra fondandelar på en försäkring som inte länge är aktiv. Aviva kommer skicka ut vidare brev med instruktion och för att be dig kontakta oss så att du kan bli verifierad och uppdaterad om våra nästa steg i processen. Verifieringsprocessen är viktig för att säkerhetsställa att kontakt har gjorts med korrekt person.
Om du har några funderingar eller frågor vänligen läs vårt dokument för frågor och svar (knappen nedan) eller kontakta oss så hjälper vi gärna till om din fråga inte besvaras där.
Om du vill ha mer information angående lagändringen vänligen kontakta din finansiella rådgivare i första hand, eller Aviva direkt.
Dokumentbibliotek
Ladda ner dokument här.
Fondbyte
Identitet
Forodnadeformular
On 29th March 2019 Aviva Life and Pensions UK Limited, (UKLAP) the original provider of your policy transferred some of its insurance business to Aviva Life and Pensions Ireland Designated Activity Company (ALPIDAC), by way of a Court sanctioned insurance business transfer scheme under Part VII of the Financial Services and Markets Act 2000. From the 29th March 2019 the provider of your policy is now ALPIDAC.
ALPIDAC and UKLAP entered into a reinsurance treaty whereby UKLAP reinsured the transferred life assurance business on behalf of ALPIDAC. This means the day-to-day administration of your policy is undertaken by UKLAP or one or more of its outsourced companies.
Sustainable Finance Disclosure Regulation
The European Union Sustainable Finance Disclosure Regulation (SFDR) is designed to improve the standard and transparency of sustainability related disclosures made in relation to financial products. This is to help investors understand the ESG (environmental, social, and governance) characteristics of the fund, along with the sustainability risks and impacts of those financial products.
While your product(s) are not open to new business, ‘Our Sustainability Policy’ explains ALPIDAC’s approach to the integration of sustainability risks into the investment process as well as also providing information on how the adverse impacts of investment decisions on sustainability factors are considered.
Funds and SFDR criteria
A unit-linked fund is a pool of assets, looked after by a fund manager, that many individuals invest in.
Many of our unit-linked funds have underlying holdings in other funds which are managed by a different company. We refer to these types of holdings as “External fund holdings”. These holdings may be managed by a different company in the Aviva Group (for example Aviva Investors UK Fund Services Limited) or by another fund management compa
Where you invest in an external fund offered by a third-party investment manager you should refer to that fund managers website for information relating to their approach to sustainability information in relation to those funds.
The SFDR requires fund managers to disclose how ESG (Environmental, social, and corporate governance) is integrated at the fund level.
Article 9
Funds that specifically have sustainable investments as their objective (for example investing in companies that aim to reduce carbon emissions).
Article 8
Funds that promote environmental and / or social characteristics but do not have sustainable investment as their core objective.
Article 6
Funds that have no sustainability focus or characteristics. they may include stocks that mioght be currently excluded from ESG focused funds such as tobacco companies.
For information on whether a fund has any sustainable characteristics, please refer to the fund factsheets (where available) or contact customer services for more information.
SFDR Disclosures
SFDR requires Aviva to provide and make available sustainability related disclosure documents, these include Periodic Disclosures and Website Disclosures. You can access these disclosures for each fund you are invested in through the relevant hyperlinks provided in the Funds Table below. These documents are maintained and updated by the relevant fund managers and the latest versions are regualrly added to the Funds Table by Aviva.
You will find the title of each fund you are invested in set out within your annual benefit statement (ABS). You should review your ABS in conjunction with the relevant disclosures available through the links provided below.
SFDR disclosure documents are subject to change in the future, and we will endeavour to ensure that the most recent links and documents are made available to you through our website, at the earliest opportunity. In the event that you cannot locate the relevant SFDR disclosure, you can contact us.
Useful Documents
Funds Table
*This fund is a UK domiciled fund that does not have any Sustainable Environmental, Social and Governance Characteristics, and is not covered by the SFDR regulation. It has only been classified as Article 6, as this is the most appropriate EU SFDR classification, for a UK fund with no sustainability objectives
**This fund is a UK domiciled fund and has Sustainable Environmental, Social and Governance Characteristics, however, it is not covered by the SFDR regulation. It has only been classified as Article 6, as Aviva are unable to provide the relevant disclosures to support its sustainability objectives.
Aviva Insured Fund Name | SFDR Category Article | Fund Name | Fund ISIN | Periodic and Website Disclosures |
Aviva Life abrdn Asia Pacific Sustainable Equity EUR OL | Article 8 | abrdn SICAV I Asia Pacific Sustainable Equity | LU0498180339 | Periodic and Website Disclosures |
Aviva Life Baring Eastern Europe EUR OL | Article 6 | Barings Global Umbrella Fund - Barings Eastern Europe Fund | IE0004852103 | SFDR Periodic Disclosure not required for Article 6 |
Aviva Life CT European Growth & Income EUR OL | Article 6 | CT Investment (LUX) I Fund - CT European Growth & Income Fund | LU0515381530 | SFDR Periodic Disclosure not required for Article 6 |
Aviva Life CT Diversified Growth EUR OL | Article 6 | CT Portfolios Fund - CT Diversified Growth | LU0308885531 | SFDR Periodic Disclosure not required for Article 6 |
Aviva Life Fidelity European Growth EUR OL | Article 8 | Fidelity European Growth Fund | LU0296857971 | Periodic and Website Disclosures |
Aviva Life Fidelity Global Multi-Asset Growth and Income EUR OL | Article 6 | Fidelity Funds - Global Multi Asset Growth & Income Fund | LU0267387685 | SFDR Periodic Disclosure not required for Article 6 |
Aviva Life Invesco Euro Corporate Bond EUR OL | Article 8 | Invesco Funds SICAV - Invesco Euro Corporate Bond Fund | LU0243957825 | Periodic and Website Disclosures |
Aviva Life JPM Global Balanced EUR OL | Article 8 | JPM Global Balanced | LU0070212591 | Periodic and Website Disclosures |
Aviva Life JPM Euroland Equity EUR OL | Article 8 | JPM Euroland Equity | LU0210529490 | Periodic and Website Disclosures |
Aviva Life JPM Euro Standard Money Market EUR OL | Article 8 | JPMorgan Liquidity Funds - EUR Standard Money Market VNAV Fund | LU2095450479 | Periodic and Website Disclosures |
Aviva Life BlackRock Sustainable Energy EUR OL | Article 9 | BlackRock Global Fund - Sustainable Energy Fund | LU0171289902 | Periodic and Website Disclosures |
Aviva Life Janus Henderson Horizon European Growth EUR OL | Article 8 | Janus Henderson Horizon European Growth Fund | LU0504465815 | Periodic and Website Disclosures |
Aviva Life Vanguard US 500 Stock Index EUR OL | Article 6 | Vanguard US 500 Stock Index | IE0032126645 | SFDR Periodic Disclosure not required for Article 6 |
Aviva Life Morgan Stanley European Property EUR OL | Article 8 | Morgan Stanley European Property | LU0078113650 | Periodic and Website Disclosures |
*Aviva Life M&G Global Themes EUR OL | Article 6 | M&G Global Themes | GB0030932676 | SFDR Periodic Disclosure not applicable |
Aviva Life Schroder Global Cities Real Estate EUR OL | Article 9 | Schroder International Selection Fund Global Cities Real Estate | LU0224509132
| Periodic and Website Disclosures |
Aviva Life Schroder Global Climate Change Equity EUR OL | Article 8 | Schroder International Selection Fund Global Climate Change Equity | LU0306804302
| Periodic and Website Disclosures |
*Aviva Life Ninety One Global Income Opportunities GBP OL | Article 6 | Ninety One Global Income Opportunities Fund | GB0031074817 | SFDR Periodic Disclosure not applicable |
*Aviva Life Cash Deposit GBP OL | Article 6 | AI Money Market VNAV Fund Class A Life Income | GB00BTF8B758 | SFDR Periodic Disclosure not applicable |
Aviva Life CT European Growth & Income GBP OL | Article 6 | CT Investment (LUX) I Fund - CT European Growth & Income Fund | LU0515381027 | SFDR Periodic Disclosure not required for Article 6 |
*Aviva Life CT Global Total Return Bond GBP OL | Article 6 | CT Global Total Return Bond (Hedged) | GB0033145375 | SFDR Periodic Disclosure not applicable |
Aviva Life Ninety One UK Alpha GBP OL | Article 6 | Ninety One GS UK Alpha Fund | LU0345775018 | SFDR Periodic Disclosure not required for Article 6 |
Aviva Life JPM Sterling Standard Money Market GBP OL | Article 8 | JPMorgan Liquidity Funds - GBP Standard Money Market VNAV Fund | LU0088883458
| Periodic and Website Disclosures |
Aviva Life CT Diversified Growth GBP OL | Article 6 | CT Portfolios Fund - CT Diversified Growth | LU0308885960 | SFDR Periodic Disclosure not required for Article 6 |
*Aviva Life CT North American Equity GBP OL | Article 6 | CT North American Equity | GB0033142703 | SFDR Periodic Disclosure not applicable |
Aviva Life Asia Pacific Equity GBP OL | Article 6 | AI Asia Pacific ex Japan Class A Life Income AI Japan Equity Class A Life Income | GB00BTF89V52 GB00BTF89S24 | SFDR Periodic Disclosure not required for Article 6 |
*Aviva Life UK Property GBP OL | Article 6 | SFDR Periodic Disclosure not applicable | ||
**Aviva Life CT Responsible UK Equity Growth GBP OL | Article 6 | CT Responsible UK Equity | GB0031873754 | SFDR Periodic Disclosure not applicable |
*Aviva Life CT UK Index Tracker GBP OL | Article 6 | CT Investment Funds (UK) ICVC - CT FTSE All-Share Tracker Fund | GB0033138248 | SFDR Periodic Disclosure not applicable |
Aviva Life East Capital Balkans SEK OL | Article 8 | East Capital Balkans Accumulation Fund | LU1941809938
| Periodic and Website Disclosures |
Aviva Life East Capital Eastern Europe SEK OL
Aviva Life East Capital Eastern Europe 2 SEK OL | Article 6
Article 6 | East Capital Eastern Europe
East Capital Eastern Europe | LU0944737724
LU2691059922 | SFDR Periodic Disclosure not required for Article 6
SFDR Periodic Disclosure not required for Article 6 |
Aviva Life Lannebo Smabolag SEK OL | Article 8 | Lannebo Smabolag Fund | SE0000740698
| Periodic and Website Disclosures |
Aviva Life Lannebo Sverige SEK OL | Article 8 | Lannebo Sverige Fund | SE0000740680
| Periodic and Website Disclosures |
Aviva Life Nordea Swedish Bond SEK OL | Article 8 | Nordea Swedish Bond | LU0064320186
| Periodic and Website Disclosures |
Aviva Life Nordea Swedish Short Term Bond SEK OL | Article 8 | Nordea Swedish Short-Term Bond Fund | LU0064321663
| Periodic and Website Disclosures |
Aviva Life abrdn Asia Pacific Sustainable Equity USD OL | Article 8 | abrdn SICAV I Asia Pacific Sustainable Equity | LU0011963245
| Periodic and Website Disclosures |
Aviva Life Morgan Stanley Global Bond USD OL | Article 8 | Morgan Stanley Global Bond | LU0073230426
| Periodic and Website Disclosures |
Aviva Life Templeton BRIC USD OL | Article 6 | Franklin Templeton Investment Funds - Templeton BRIC Fund | LU0229945570 | SFDR Periodic Disclosure not required for Article 6 |
Aviva Life Invesco Asian Equity USD OL | Article 8 | Invesco Funds - Invesco Asian Equity Fund | LU1775951525
| Periodic and Website Disclosures |
Aviva Life Invesco Asia Opportunities Equity USD OL | Article 8 | Invesco Funds SICAV - Invesco Asia Opportunities Equity Fund | LU0075112721
| Periodic and Website Disclosures |
Aviva Life Ninety One Global Environment USD OL | Article 9 | Ninety One GSF - Global Environment Fund | LU2298064838
| Periodic and Website Disclosures |
Aviva Life Ninety One Global Strategic Equity USD OL | Article 6 | Ninety One Global Strategy Fund - Global Strategic Equity Fund | LU0345770993 | SFDR Periodic Disclosure not required for Article 6 |
Aviva Life Ninety One American Franchise USD OL | Article 8 | Ninety One GS American Franchise Fund | LU0345774391
| Periodic and Website Disclosures |
Aviva Life BlackRock World Gold USD OL | Article 6 | BlackRock Global Funds - World Gold Fund | LU0055631609 | SFDR Periodic Disclosure not required for Article 6 |
Aviva Life BlackRock US Flexible Equity USD OL | Article 8 | BlackRock Global Funds - US Flexible Equity Fund | LU0154236417
| Periodic and Website Disclosures |
Aviva Life JPM USD Standard Money Market USD OL | Article 8 | JPMorgan Liquidity Funds - USD Standard Money Market VNAV Fund | LU0088277610
| Periodic and Website Disclosures |
Aviva Life Schroder ISF - Frontier Markets Equity USD OL | Article 6 | Schroder International Selection Fund Frontier Markets Equity | LU0562313402 | SFDR Periodic Disclosure not required for Article 6 |
Aviva Life & Pensions UK Limited FP With Profits Sub Fund | Article 6 | SFDR Periodic Disclosure not required for Article 6 |
Begär ett värdebesked
Kontakta oss

Aviva
Om du har några frågor om er policy eller vill göra en förändring vänligen kontakta oss på:
Email: GM-SwedishSales@dgaviva.com
Telefon: +44 (0) 1722 415 580
Adress:
Aviva
PO Box 1550
Salisbury
Wiltshire
SP1 2TW
England
Klagomål
Om du vill göra ett klagomål eller har några klagomål relaterade frågor kan du kontakta oss via telefon, e-post eller post. Vänligen Använd Aviva kontaktuppgifter till vänster.
Om du inte är nöjd med resultatet av ditt klagomål hos oss kan du kontakta Irish Financial Services and Pensions Ombusdman:
Adress:
Financial Services and Pensions Ombudsman
Lincoln House
Lincoln Place
Dublin 2
D02 VH29 Ireland
Telefon: +353 (0)1 567 7000
Email: info@fspo.ie
För mer information besök: https://www.fspo.ie/
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Vilken tillsynsmyndighet ansvarar för mitt kontrakt?
Den tillsynsmyndighet som ansvarar för ditt kontrakt är den finansiella myndigheten, den brittiska Financial Services watchdog. Deras kontaktuppgifter är:
Adress:
Central Bank of Ireland
New Wapping Street
North Wall Quay
Dublin
DO1 F7X3
Ireland
Telefon: +353 (0)1 224 5800
E-mail: enquiries@centralbank.ie
https://www.centralbank.ie/contact-us
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