Options Term Assurance, Options Critical Illness and Options Investment Plan

Skjalasafn

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Peningar inn

Auðkenning greiðanda sem þriðja aðila

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Peningar út

Týnt tryggingarskírteini

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Samþykkt á útgreiðslu við lok binditíma

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Request for payment by withdrawal or surrender

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Breyting á sjóðum

Fund Variation Request

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Auðkenning

Staðfesting á auðkenni og búsetu

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Banka

Greiðslukortaheimild

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Endurvakning

Yfirlýsing varðandi heilsufar og tryggingarhæfi- Trygging endurvakin

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Upplýsingar um sjóðinn

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With-Profits upplýsingar um fjármögnun - þar á meðal Principles og Practices af Financial Management

With-Profits upplýsingar um fjármögnun

Sustainable Finance Disclosure Regulation

The European Union SFDR (Sustainable Finance Disclosure Regulation) is designed to improve the standard and transparency of sustainability related disclosures made in relation to financial products. This is to help investors understand the sustainability risks and impacts of those financial product

On 29th March 2019 Aviva Life and Pensions UK Limited, (UKLAP) the original provider of your policy transferred some of its insurance business to Aviva Life and Pensions Ireland Designated Activity Company (ALPIDAC), by way of a Court sanctioned insurance business transfer scheme under Part VII of the Financial Services and Markets Act 2000.

From the 29th March 2019 the provider of your policy is now ALPIDAC.

ALPIDAC and UKLAP entered into a reinsurance treaty whereby UKLAP reinsured the transferred life assurance business on behalf of ALPIDAC. This means the day-to-day administration of your policy is undertaken by UKLAP or one or more of its outsourced companies.

While your product(s) are not open to new business, Our Sustainability Policy and Statement on Due Diligence Policies explain ALPIDAC’s approach to the integration of sustainability risks into our investment process as well as also providing information on how the adverse impacts of investment decisions on sustainability factors are considered.

Funds and their Sustainability Factors

Unit linked funds available to the transferred policies are offered, but many of our funds have underlying holdings in other funds which are managed by a different company. We also offer some products which invest directly into the funds of other fund managers. We refer to both of these types of holdings as “External fund holdings”. These holdings may be managed by a different company in the Aviva Group (for example Aviva Investors UK Fund Services Limited) or by another fund management company.

In the table of funds below, we have provided the name of the Aviva unit linked fund, plus the details of the underlying external fund holdings (where appropriate). This is to enable you to view the periodic disclosure provided by those external fund managers.

The due diligence that we undertake is explained in Our Sustainability Policy and Statement on Due Diligence Policies. Where you invest directly in an external fund offered by a third-party investment manager you should refer to that fund managers website for information relating to their approach to sustainability information in relation to those funds.

Under SFDR, funds are categorised into specific types for assessing the environmental, social and governance (ESG) impacts of the investment process for each of them.

Funds and their SFDR criteria

The funds you’re able to invest in depend on the type of product you hold with Aviva and the country where it was originally sold in. Not all the funds available to you have sustainable characteristics. We’ve listed the funds available according to product type in the tables.

We have included the relevant International Stock Identification Number (ISIN) in the table together with the current web link of where you can find information relating to the funds available including information relating to sustainability. ISIN is a unique reference used to identify funds and other assets.

Where a fund has underlying holdings in other funds which are managed by a different company, we have also provided the ISIN and fund name for each of the underlying fund(s) into which it invests. The website links provided are for the place where the Fund Managers host their Periodic Disclosures.

Please note we are not responsible for the information provided by the fund manager nor for the web address where it is located, which could be changed at any time. However, we will try to ensure the correct web address is listed here, though there may be a delay between when a fund manager changes it and us making changes to this webpage.

Article 6

Funds that don’t integrate any binding sustainability characteristics into the investment process and so can include stocks that might be currently excluded by ESG focused funds such as tobacco companies. These are often referred to as SFDR neutral funds.

We have also categorised some funds as article 6 where those funds are not subject to SFDR regulation even though they may have sustainable characteristics, for example, where the fund is UK based. For information on whether a fund has any sustainable characteristics, please refer to the fund factsheets (where available) or contact customer services for more information.

Article 8

Article 9

Funds table

Funds Table

*This fund is a UK domiciled fund that does not have any Sustainable Environmental, Social and Governance Characteristics, and is not covered by the SFDR regulation. It has only been classified as Article 6, as this is the most appropriate EU SFDR classification, for a UK fund with no sustainability objectives.

**This fund is a UK domiciled fund and has Sustainable Environmental, Social and Governance Characteristics, however, it is not covered by the SFDR regulation. It has only been classified as Article 6, as Aviva are unable to provide the relevant disclosures to support its sustainability objectives.

Fund Name	ISIN	SFDR Category Article
*Aviva Life Cash	GB0003532982	Article 6 (SFDR Periodic Disclosure not required for Article 6)
*Aviva Life European	GB0003536306	Article 6 (SFDR Periodic Disclosure not required for Article 6)
*Aviva Life UK Equity	GB0003533063	Article 6 (SFDR Periodic Disclosure not required for Article 6)
*Aviva Life Fixed Interest	GB0003533170	Article 6 (SFDR Periodic Disclosure not required for Article 6)
**Aviva Life Fidelity Sustainable MoneyBuilder Income	GB0033738062	Article 6 (SFDR Periodic Disclosure not required for Article 6)
*Aviva Life Index-Linked	GB0003533287	Article 6 (SFDR Periodic Disclosure not required for Article 6)
*Aviva Life Ninety One Global Income Opportunities	GB0033730994	Article 6 (SFDR Periodic Disclosure not required for Article 6)
*Aviva Life Global Equity	GB0003533402	Article 6 (SFDR Periodic Disclosure not required for Article 6)
*Aviva Life Sustainable Stewardship Managed	GB0004440391	Article 6 (SFDR Periodic Disclosure not required for Article 6)
*Aviva Life Managed	GB0003533394	Article 6 (SFDR Periodic Disclosure not required for Article 6)
*Aviva Life North American	GB0003536181	Article 6 (SFDR Periodic Disclosure not required for Article 6)
*Aviva Life Pacific Basin	GB0003536298	Article 6 (SFDR Periodic Disclosure not required for Article 6)
*Aviva Life Property	GB0003533519	Article 6 (SFDR Periodic Disclosure not required for Article 6)
**Aviva Life Sustainable Stewardship UK Equity	GB0003535225	Article 6 (SFDR Periodic Disclosure not required for Article 6)
*Aviva Life UK Index Tracking	GB0004805056	Article 6 (SFDR Periodic Disclosure not required for Article 6)
Aviva Life & Pensions UK Limited FP With Profits Sub Fund	N/A	Article 6 (SFDR Periodic Disclosure not required for Article 6)

Greiðslugátt kreditkorta

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Greiðslugátt kreditkorta

Beiðni um Samningsyfirlit

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Aviva

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Netfang: GM-IcelandBrokers@dgaviva.com

Sími: +44 1722 326 785

Heimilisfang:

Aviva
PO Box 1550
Salisbury
Wiltshire
SP1 2TW
England

Kvörtunum

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Ef þú vilt kvarta eða hafa kvartanir sem tengjast vandamálum skaltu hafa samband við okkur í síma, tölvupósti eða pósti. Vinsamlegast notaðu Aviva upplýsingar til vinstri.

Ef þú ert ekki ánægður með niðurstöðu kvörtunar þinnar með okkur skaltu hafa samband við:

Heimilsfang:

Insurance Complaints Committee
Höfðatún 2
105 Reykjavík
Iceland

https://en.fme.is/supervision/consumer-affairs/the-insurance-complaints-committee/

Þessi hlekkur mun taka þig á ytri síðu.

Heimilsfang:

Financial Services and Pensions Ombudsman
Lincoln House
Lincoln Place
Dublin 2
D02 VH29 Ireland

Simi: +353 (0)1 567 7000

Netfang: info@fspo.ie

Website: https://www.fspo.ie/

Þessi hlekkur mun taka þig á ytri síðu.